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Insured with empathy and expertise

Lamie mediates insurance that thinks and acts like a friend.

like a real one.

For us, our mission is clear: 100% positive settlement of claims. Every claim is handled in a way that best suits you and us. So everyone knows where they stand. That’s what friendship is all about.

You know what is insured

You know from the beginning what exactly is insured & what is not.

without nasty surprises

Open cards, open hearts – clarity is our top priority. 

always there for you

We are your friend & mentor in difficult times.

fair premiums

With us you get know-how & heart and soul at the best price.

Lamie's Range of products

  • Home insurance
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  • Wedding insurance
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  • Event weather insurance
  • Cyber insurance
  • Travel insurance
  • Handset insurance
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You can recognise a secure friend in an insecure thing.

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what our lamie community thinks about us:

1.000.000

customers

Lamie Sterne

We are proud and happy
to have so many friends.

Thank you for your trust!

Insured with Lamie-guarantee

Know where you stand.

That’s what friends are for.

Guaranteed to save time.

Guaranteed to save money.

Guaranteed to see through.

Guaranteed to be heard.

important information for you

You don’t need many friends in Life, just the right ones.

You can count on Lamie like one two three.

That’s what friends are for.

LAMIE in the media:

presse-forbes

ITC Discussion Summarized & Outlook for the Future of Embedded Insurance

Forbes >>

The most important insurance start-ups

The Trend >>

"3" and LAMIE join forces to bring insurance against online fraud

The Brutkasten >>

"3" includes protection against online shopping fraud into internet tariffs

Futurezone >>

Join our LAMIE community:

We are here for you!

Write us:
kundenservice@lamie-direkt.at

Call us:
0732 2596

Report a claim conveniently and online.
Click here for the claim form

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Lightning strike

With an average of around 170,000 lightning strikes per year, a strike in one’s own home is not at all unlikely. Direct lightning strikes are already insured in the basic variant. The premium variant also covers damage caused by indirect lightning strikes up to € 5,000.

Sport events

This includes any events related to sporting activities e.g. sports competitions, sports festivals and sports club celebrations.

Company, School and University Events

These include company anniversary celebrations, summer parties, university events, school parties and children’s parties.

Markets

These include street food markets, cider fairs, farmers’ markets, weekly markets, livestock markets and animal shows.

Dear customers!

Here you can check whether the wedding cancellation insurance meets your wishes and needs. Please note that by purchasing online, you waive the right to advice and personal recommendation from a LAMIE advisor. For product-specific support in the ordering process, we will be happy to assist you by phone or email.

First to the Wishes and Needs Test.

Yes, I would like a needs assessment (DE)

No, I do not want a needs assessment.

Continue to the order process

Dear customers!

Here you can check whether the wedding weather insurance meets your wishes and needs. Please note that by purchasing online, you are waiving the right to advice and personal recommendation from a LAMIE advisor. For product-specific support in the ordering process, we will be happy to assist you by phone or email.

First to the Wishes and Needs Test.

Yes, I would like a needs assessment (DE)

No, I do not want a needs assessment.

Continue to the order process

Dear customer,

due to product maintainance we currently do not offer any new contracts on LAMIE household insurance.

In case you are interested to conclude a contract later, please use the contact form to post your interest and we will get back to you upon availability of the online ordering process.

Thank you for your understanding.

 

Earthquake

We know only too well from media reports what damage earthquakes can cause. Earthquake damage is insured up to € 10,000.

Burglary

To ensure that your belongings are also protected from thieves, burglary insurance covers not only stolen items but also damage caused by vandalism.

Storm

Nature is unpredictable. That is why storm damage caused by storms, hail, snow pressure, landslides, rock falls and the like are insured. In the premium variant, floods (up to 5% of the sum insured) are also covered.

Tap water

One leaking pipe and your new furniture is ruined. Tap water damage is insured. The premium version also covers damage caused by water leaking from household appliances, fittings, aquariums or waterbeds.

Fire

For us, fire damage also includes damage caused by the effects of heat. Therefore, your household contents are also insured if they are merely singed, charred, sooty or destroyed by an explosion/deflagration.

Afternoon & Evening:

The Wedding Weather Insurance is valid on the wedding date for the period 12:00 – 18:00 as standard. If you also want to be insured for the evening, you can extend the period to 12 p.m. to 9 p.m. (10 mm of rain).

Outdoor /Music events:

These include music festivals, concerts, theater performances, open-air cinema, tent festivals, beer festivals and fire brigade festivals.

Political / Community events:

This includes all celebrations organized by municipalities as well as events by political parties and interest groups.

Cultural events

These include folk festivals, fairs, church fairs, youth events, music club festivals, knights’ festivals and parades.